Privacy Policy – CreditControl

Effective date: April 3, 2026

CreditControl (“the App”) is developed and provided by [Tomas Lovera] 

This Privacy Policy explains how CreditControl handles information when you use the App.

1. Overview

CreditControl is designed to help users manage credit cards, debts, installments, services, and payment reminders.

The App is designed to work primarily offline, and most information entered by the user is stored locally on the user’s device.

2. Information the App May Store

When you use CreditControl, the App may store information that you enter manually, including:

• Credit card information such as card names, limits, and status
• Debt and installment information
• Service and bill information
• Payment records and notes
• User preferences such as language, country, currency, and monthly income
• Security preferences such as PIN lock and biometric protection settings

This information is stored locally on your device for the purpose of providing the App’s features.

3. Personal Data Collection

CreditControl does not require account creation to use its main features.

We do not sell your personal data.

We do not collect or share your financial credentials such as:

• bank usernames
• bank passwords
• card numbers
• security codes
• online banking access data

CreditControl is a manual finance management tool. The information you enter is provided by you and is used to operate the App.

4. Local Storage

Most user data is stored locally on the device using local database and secure device storage mechanisms.

This means your information generally remains on your device unless:

• you choose to back it up using your own device or platform tools
• a third-party payment or subscription provider processes purchase-related information
• disclosure is required by law

5. Security Features

CreditControl may use device security features such as:

• PIN protection
• biometric authentication
• device credentials

These features are used only to help protect access to the App on your device.

Biometric information itself is not collected or stored by us. Authentication is handled by your device’s operating system and supported platform services.

6. Notifications

CreditControl may request permission to send local notifications related to:

• upcoming due dates
• installments
• services
• reminders configured in the App

These notifications are generated to support the App’s reminder features.

7. Purchases and Premium Features

If you purchase premium features or subscriptions, payment transactions are processed by Google Play and may also be managed through third-party subscription infrastructure such as RevenueCat.

In connection with purchases, these providers may process limited data such as:

• purchase status
• subscription status
• product identifiers
• transaction-related technical data

CreditControl does not directly process your full payment card details for in-app purchases.

Please review the privacy policies of Google Play and RevenueCat for more information on how they handle purchase-related data.

8. Third-Party Services

The App may rely on third-party services required for core functionality, such as:

• Google Play services
• Google Play Billing
• RevenueCat
• device biometric and notification services provided by Android

These services may process technical or transaction-related information as necessary for their operation.

9. Data Retention

Because most information is stored locally on your device, you control how long your data remains available.

If you uninstall the App, locally stored information may be removed from your device, unless it has been backed up by your device or platform.

10. Children’s Privacy

CreditControl is not directed to children under 13.

We do not knowingly collect personal information from children.

If you believe that a child has provided personal information through the App, please contact us so we can review the situation.

11. Your Choices

You may choose to:

• stop using the App
• delete data داخل the App, when supported
• uninstall the App
• disable notifications in your device settings
• disable biometric access in the App or device settings

12. International Users

If you use the App outside the country where it was developed, please note that your use of third-party services such as Google Play or RevenueCat may be subject to their own international data handling practices.

13. Changes to This Privacy Policy

We may update this Privacy Policy from time to time.

When we do, we will update the “Effective date” at the top of this page.

You are encouraged to review this page periodically for any changes.

14. Contact

If you have questions about this Privacy Policy or the App, you may contact:

[Tomas Lovera]
Email: [softwaresolutionsuni@gmail.com]